:root {
  --navy-950: #050d28;
  --navy-900: #0a1b4a;
  --navy-800: #12265f;
  --royal: #2f6bff;
  --royal-deep: #1d4ed8;
  --sky: #6ea8ff;
  --ink: #0f172a;
  --muted: #5b6478;
  --line: #e6eaf2;
  --surface: #ffffff;
  --soft: #f4f7fc;
  --radius: 1.1rem;
  --radius-pill: 999px;
  --shadow: 0 18px 50px rgba(10, 27, 74, 0.14);
  --font-display: "Sora", system-ui, sans-serif;
  --font-body: "Manrope", system-ui, sans-serif;
  --wrap: 1120px;
  --prose: 720px;
  --header-h: 4.25rem;
  --adbar-h: 2.55rem;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--surface);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

body.nav-open {
  overflow: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
}

.nc-skip {
  position: absolute;
  left: -999px;
  top: 0;
  background: #fff;
  padding: 0.6rem 1rem;
  z-index: 1000;
}

.nc-skip:focus {
  left: 1rem;
  top: 1rem;
}

.nc-wrap {
  width: min(100% - 2.5rem, var(--wrap));
  margin-inline: auto;
}

.nc-adbar {
  position: fixed;
  inset: 0 0 auto;
  z-index: 60;
  height: var(--adbar-h);
  background: linear-gradient(90deg, #f5b942, #ffd56a 45%, #f5b942);
  color: #1a1200;
  display: flex;
  align-items: center;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.18);
}

.nc-adbar__inner {
  width: min(100% - 2rem, 1200px);
  margin-inline: auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  font-size: 0.84rem;
  font-weight: 600;
}

.nc-adbar__badge {
  display: inline-flex;
  align-items: center;
  padding: 0.18rem 0.65rem;
  border-radius: var(--radius-pill);
  background: #0a1b4a;
  color: #fff;
  font-family: var(--font-display);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.nc-adbar__text {
  letter-spacing: 0.01em;
}

.is-home .nc-header {
  top: var(--adbar-h);
}

.is-legal .nc-header {
  top: 0;
}

.nc-header {
  position: fixed;
  left: 0;
  right: 0;
  z-index: 50;
  transition: background 0.25s ease, box-shadow 0.25s ease, backdrop-filter 0.25s ease;
}

.nc-header.is-scrolled,
.is-legal .nc-header {
  background: rgba(10, 27, 74, 0.92);
  backdrop-filter: blur(14px);
  box-shadow: 0 8px 30px rgba(5, 13, 40, 0.25);
}

.nc-header__inner {
  width: min(100% - 2rem, 1200px);
  margin-inline: auto;
  min-height: var(--header-h);
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 1rem;
}

.nc-logo {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  text-decoration: none;
  color: #fff;
  user-select: none;
  -webkit-user-select: none;
  -webkit-user-drag: none;
  cursor: pointer;
}

.nc-logo__mark {
  width: 1.7rem;
  height: 1.7rem;
  flex-shrink: 0;
  border-radius: 0.4rem;
  background:
    radial-gradient(circle at 68% 30%, #fff 0 16%, transparent 17%),
    linear-gradient(150deg, #5b8cff 0%, var(--royal) 48%, #132a6e 100%);
  box-shadow:
    inset 0 0 0 1px rgba(255, 255, 255, 0.22),
    0 4px 12px rgba(0, 0, 0, 0.22);
  clip-path: polygon(50% 4%, 92% 18%, 92% 58%, 50% 96%, 8% 58%, 8% 18%);
}

.nc-logo__word {
  display: inline-flex;
  align-items: baseline;
  font-family: var(--font-display);
  font-size: 1.15rem;
  line-height: 1;
  letter-spacing: -0.045em;
  font-weight: 700;
}

.nc-logo__brand {
  color: #fff;
}

.nc-logo__tail {
  color: var(--sky);
  font-weight: 600;
}

.nc-nav {
  display: flex;
  justify-content: center;
  gap: 1.6rem;
}

.nc-nav a {
  text-decoration: none;
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.92rem;
  font-weight: 500;
  transition: color 0.2s ease;
}

.nc-nav a:hover {
  color: #fff;
}

.nc-header__actions {
  display: flex;
  align-items: center;
  gap: 0.55rem;
}

.nc-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.88rem;
  letter-spacing: 0.01em;
  text-decoration: none;
  border: 0;
  cursor: pointer;
  border-radius: var(--radius-pill);
  padding: 0.85rem 1.35rem;
  transition: transform 0.2s ease, background 0.2s ease, color 0.2s ease, box-shadow 0.2s ease;
}

.nc-btn:hover {
  transform: translateY(-1px);
}

.nc-btn--sm {
  padding: 0.62rem 1.05rem;
  font-size: 0.82rem;
}

.nc-btn--light {
  background: #fff;
  color: var(--navy-900);
}

.nc-btn--light:hover {
  box-shadow: 0 10px 28px rgba(255, 255, 255, 0.2);
}

.nc-btn--ghost {
  background: transparent;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.35);
}

.nc-btn--ghost:hover {
  background: rgba(255, 255, 255, 0.08);
}

.nc-btn--primary {
  background: var(--royal);
  color: #fff;
}

.nc-btn--primary:hover {
  background: var(--royal-deep);
  box-shadow: 0 12px 28px rgba(47, 107, 255, 0.35);
}

.nc-btn--outline {
  background: transparent;
  color: var(--navy-900);
  border: 1px solid var(--line);
}

.nc-burger {
  display: none;
  width: 2.4rem;
  height: 2.4rem;
  border: 0;
  border-radius: 0.6rem;
  background: rgba(255, 255, 255, 0.08);
  padding: 0.55rem;
  cursor: pointer;
}

.nc-burger span {
  display: block;
  height: 2px;
  margin: 0.28rem 0;
  background: #fff;
  border-radius: 2px;
}

/* Hero */
.nc-hero {
  position: relative;
  min-height: min(94vh, 820px);
  padding: calc(var(--adbar-h) + var(--header-h) + 2.8rem) 0 0;
  color: #fff;
  background:
    radial-gradient(ellipse 80% 60% at 85% 20%, rgba(47, 107, 255, 0.45), transparent 55%),
    radial-gradient(ellipse 70% 50% at 10% 80%, rgba(110, 168, 255, 0.28), transparent 50%),
    linear-gradient(160deg, var(--navy-950), var(--navy-900) 45%, #14307a);
  overflow: hidden;
}

.nc-hero__glow {
  position: absolute;
  inset: auto -10% -35% 20%;
  height: 70%;
  background:
    radial-gradient(closest-side, rgba(47, 107, 255, 0.55), transparent 70%);
  filter: blur(8px);
  pointer-events: none;
  animation: ncPulse 8s ease-in-out infinite;
}

.nc-hero__wave {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 320' preserveAspectRatio='none'%3E%3Cpath fill='rgba(47,107,255,0.18)' d='M0,192L48,186.7C96,181,192,171,288,181.3C384,192,480,224,576,224C672,224,768,192,864,165.3C960,139,1056,117,1152,128C1248,139,1344,181,1392,202.7L1440,224L1440,320L0,320Z'/%3E%3C/svg%3E")
    bottom / 100% 42% no-repeat;
  opacity: 0.9;
}

.nc-hero__layout {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.18fr);
  gap: 1.5rem;
  align-items: center;
  width: min(100%, 1280px);
  margin-inline: auto;
  padding: 0 0 4rem 1.25rem;
  min-height: calc(min(94vh, 820px) - var(--adbar-h) - var(--header-h) - 2.8rem);
}

.nc-hero__copy {
  padding-right: 0.5rem;
  animation: ncRise 0.7s ease both;
}

.nc-kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.72);
  margin-bottom: 1.1rem;
}

.nc-kicker::before {
  content: "";
  width: 1.6rem;
  height: 2px;
  background: var(--sky);
}

.nc-hero h1 {
  margin: 0 0 1.6rem;
  font-family: var(--font-display);
  font-size: clamp(2rem, 4.2vw, 3.35rem);
  line-height: 1.12;
  letter-spacing: -0.035em;
  font-weight: 700;
  max-width: 15ch;
}

.nc-hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
}

.nc-hero__visual {
  position: relative;
  height: 100%;
  min-height: 420px;
  display: flex;
  align-items: center;
  justify-content: flex-end;
}

.nc-hero__stack {
  position: relative;
  width: min(100%, 640px);
  margin-right: clamp(-2rem, -4vw, 0px);
}

.nc-hero__blob {
  position: absolute;
  inset: 8% -8% -6% 12%;
  border-radius: 42% 58% 48% 52% / 42% 38% 62% 58%;
  background: linear-gradient(145deg, rgba(47, 107, 255, 0.55), rgba(110, 168, 255, 0.2));
  filter: blur(2px);
  animation: ncPulse 7s ease-in-out infinite;
  z-index: 0;
}

.nc-hero__ring {
  position: absolute;
  inset: -4% -6% auto auto;
  width: 38%;
  aspect-ratio: 1;
  border: 2px solid rgba(255, 255, 255, 0.22);
  border-radius: 50%;
  z-index: 2;
  pointer-events: none;
  animation: ncRise 1s ease both 0.25s;
}

.nc-hero__frame {
  position: relative;
  z-index: 1;
  border-radius: 1.6rem 1.6rem 1.6rem 3.2rem;
  overflow: hidden;
  box-shadow: 0 28px 70px rgba(0, 0, 0, 0.35);
  aspect-ratio: 5 / 4;
  transform: rotate(1.5deg);
  animation: ncRise 0.85s ease both 0.1s;
}

.nc-hero__frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 30%;
  filter: saturate(0.9) contrast(1.06);
  transform: scale(1.04);
}

.nc-hero__frame::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(160deg, rgba(10, 27, 74, 0.05), rgba(47, 107, 255, 0.28));
  pointer-events: none;
}

@keyframes ncPulse {
  0%,
  100% {
    opacity: 0.7;
    transform: scale(1);
  }
  50% {
    opacity: 1;
    transform: scale(1.05);
  }
}

@keyframes ncRise {
  from {
    opacity: 0;
    transform: translateY(12px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Statement band */
.nc-statement {
  background: var(--navy-900);
  color: #fff;
  padding: 4.5rem 0;
  text-align: center;
}

.nc-statement h2 {
  margin: 0 auto;
  max-width: 18ch;
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 3.2vw, 2.6rem);
  line-height: 1.2;
  letter-spacing: -0.03em;
}

.nc-statement h2 span {
  color: var(--sky);
}

.nc-statement p {
  margin: 1rem auto 0;
  max-width: 40rem;
  color: rgba(255, 255, 255, 0.7);
}

/* Stats */
.nc-stats {
  background: var(--surface);
  padding: 3.5rem 0;
  border-bottom: 1px solid var(--line);
}

.nc-stats__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.nc-stat {
  text-align: center;
  padding: 0.5rem;
}

.nc-stat strong {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  letter-spacing: -0.04em;
  color: var(--navy-900);
  line-height: 1;
}

.nc-stat span {
  display: block;
  margin-top: 0.55rem;
  color: var(--muted);
  font-size: 0.95rem;
}

/* Article */
.nc-section {
  padding: 4.5rem 0;
}

.nc-section--soft {
  background: var(--soft);
}

.nc-section__head {
  max-width: 40rem;
  margin-bottom: 2.2rem;
}

.nc-section__head.center {
  margin-inline: auto;
  text-align: center;
}

.nc-eyebrow {
  display: inline-block;
  margin-bottom: 0.65rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--royal);
}

.nc-section h2,
.nc-article h2 {
  margin: 0 0 0.75rem;
  font-family: var(--font-display);
  font-size: clamp(1.55rem, 2.6vw, 2.15rem);
  letter-spacing: -0.03em;
  line-height: 1.2;
  color: var(--navy-900);
}

.nc-section__sub {
  margin: 0;
  color: var(--muted);
  font-size: 1.05rem;
}

.nc-prose {
  max-width: var(--prose);
}

.nc-prose--narrow {
  max-width: 46rem;
  margin-inline: auto;
}

.nc-prose article > p,
.nc-prose--narrow > p {
  margin: 0 0 1.15rem;
  color: #334155;
  font-size: 1.08rem;
}

.nc-prose h2 {
  margin: 2.4rem 0 1rem;
  font-family: var(--font-display);
  font-size: clamp(1.45rem, 2.4vw, 1.95rem);
  letter-spacing: -0.03em;
  line-height: 1.25;
  color: var(--navy-900);
}

.nc-media {
  margin: 1.6rem 0 1.8rem;
}

.nc-media--split {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: 0;
  align-items: stretch;
  background: var(--soft);
  border: 1px solid var(--line);
  border-radius: 1.15rem;
  overflow: hidden;
}

.nc-media__shot {
  margin: 0;
  position: relative;
  overflow: hidden;
  background: var(--navy-900);
  aspect-ratio: 4 / 3;
}

.nc-media__shot img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
}

.nc-media--split .nc-media__shot::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(145deg, rgba(10, 27, 74, 0.08), rgba(47, 107, 255, 0.2));
  pointer-events: none;
}

.nc-media__note {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 1.35rem 1.4rem;
  gap: 0.45rem;
}

.nc-media__label {
  margin: 0;
  font-family: var(--font-display);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: var(--royal);
}

.nc-media__note p:last-child {
  margin: 0;
  color: var(--navy-900);
  font-size: 1.02rem;
  font-weight: 600;
  line-height: 1.45;
}

.nc-prose__after-list {
  margin-top: 1.85rem !important;
}

.nc-prose__bridge {
  margin-top: 1.6rem !important;
  padding: 1.15rem 1.25rem;
  background: var(--soft);
  border-left: 3px solid var(--royal);
  border-radius: 0 0.9rem 0.9rem 0;
}

.nc-checklist {
  margin-bottom: 0.25rem;
}

.nc-checklist {
  list-style: none;
  margin: 1.1rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.85rem;
}

.nc-checklist li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.75rem;
  padding: 0.95rem 1rem;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 0.9rem;
}

.nc-checklist strong {
  color: var(--navy-900);
}

.nc-check {
  width: 1.35rem;
  height: 1.35rem;
  border-radius: 50%;
  background: rgba(47, 107, 255, 0.12);
  color: var(--royal);
  display: grid;
  place-items: center;
  margin-top: 0.15rem;
  flex-shrink: 0;
}

.nc-check svg {
  width: 0.75rem;
  height: 0.75rem;
}

/* Coverage cards */
.nc-cover {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.1rem;
}

.nc-cover__card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 1.15rem;
  padding: 1.5rem 1.35rem;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.nc-cover__card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.nc-cover__card h3 {
  margin: 0 0 0.55rem;
  font-family: var(--font-display);
  font-size: 1.15rem;
  color: var(--navy-900);
}

.nc-cover__card p {
  margin: 0;
  color: var(--muted);
  font-size: 0.98rem;
}

.nc-cover__tag {
  display: inline-block;
  margin-bottom: 0.75rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--royal);
}

/* Quiz */
.nc-quiz-section {
  position: relative;
  padding: 5rem 0;
  background:
    radial-gradient(ellipse 60% 50% at 90% 10%, rgba(47, 107, 255, 0.35), transparent 55%),
    linear-gradient(165deg, var(--navy-950), var(--navy-900) 55%, #16337d);
  color: #fff;
  overflow: hidden;
}

.nc-quiz-section::before {
  content: "";
  position: absolute;
  inset: auto -20% -40% 40%;
  height: 70%;
  background: radial-gradient(closest-side, rgba(110, 168, 255, 0.35), transparent 70%);
  pointer-events: none;
}

.nc-quiz-shell {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 2.5rem;
  align-items: start;
}

.nc-quiz-intro h2 {
  margin: 0 0 0.85rem;
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 3vw, 2.35rem);
  letter-spacing: -0.03em;
  color: #fff;
}

.nc-quiz-intro p {
  margin: 0 0 1.2rem;
  color: rgba(255, 255, 255, 0.75);
  max-width: 28rem;
}

.nc-quiz-intro ul {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.55rem;
}

.nc-quiz-intro li {
  display: flex;
  gap: 0.55rem;
  align-items: flex-start;
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.95rem;
}

.nc-quiz-intro li::before {
  content: "";
  width: 0.55rem;
  height: 0.55rem;
  margin-top: 0.45rem;
  border-radius: 50%;
  background: var(--sky);
  flex-shrink: 0;
}

.nc-quiz {
  background: rgba(255, 255, 255, 0.97);
  color: var(--ink);
  border-radius: 1.4rem;
  padding: 1.6rem 1.5rem 1.5rem;
  box-shadow: var(--shadow);
  min-height: 24rem;
}

.nc-quiz__progress {
  height: 0.35rem;
  background: var(--line);
  border-radius: var(--radius-pill);
  overflow: hidden;
  margin-bottom: 0.75rem;
}

.nc-quiz__progress > span {
  display: block;
  height: 100%;
  width: 0;
  background: linear-gradient(90deg, var(--royal), var(--sky));
  transition: width 0.3s ease;
}

.nc-quiz__meta {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--muted);
  margin-bottom: 0.85rem;
}

.nc-quiz__question {
  margin: 0 0 1.15rem;
  font-family: var(--font-display);
  font-size: 1.25rem;
  line-height: 1.3;
  color: var(--navy-900);
  letter-spacing: -0.02em;
}

.nc-quiz__options {
  display: grid;
  gap: 0.65rem;
}

.nc-quiz__option {
  width: 100%;
  text-align: left;
  padding: 0.95rem 1.05rem;
  border-radius: 0.9rem;
  border: 1px solid var(--line);
  background: var(--soft);
  font-family: var(--font-body);
  font-size: 0.98rem;
  font-weight: 600;
  color: var(--navy-900);
  cursor: pointer;
  transition: border-color 0.2s ease, background 0.2s ease, transform 0.15s ease;
}

.nc-quiz__option:hover {
  border-color: var(--royal);
  background: #eef3ff;
  transform: translateX(3px);
}

.nc-quiz .is-hidden {
  display: none !important;
}

.nc-quiz__loading,
.nc-quiz__result {
  text-align: center;
  padding: 1rem 0.25rem;
}

.nc-quiz__spinner {
  width: 2.4rem;
  height: 2.4rem;
  margin: 0 auto 1rem;
  border-radius: 50%;
  border: 3px solid var(--line);
  border-top-color: var(--royal);
  animation: ncSpin 0.8s linear infinite;
}

@keyframes ncSpin {
  to {
    transform: rotate(360deg);
  }
}

.nc-quiz__loadsteps {
  list-style: none;
  margin: 1rem auto 0;
  padding: 0;
  max-width: 16rem;
  text-align: left;
  display: grid;
  gap: 0.45rem;
}

.nc-quiz__loadsteps li {
  font-size: 0.9rem;
  color: var(--muted);
  padding-left: 1.3rem;
  position: relative;
}

.nc-quiz__loadsteps li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.4rem;
  width: 0.55rem;
  height: 0.55rem;
  border-radius: 50%;
  background: var(--line);
}

.nc-quiz__loadsteps li.is-active {
  color: var(--navy-900);
  font-weight: 600;
}

.nc-quiz__loadsteps li.is-active::before {
  background: var(--royal);
}

.nc-quiz__loadsteps li.is-done {
  color: var(--royal-deep);
}

.nc-quiz__loadsteps li.is-done::before {
  background: var(--royal-deep);
}

.nc-quiz__result h3 {
  margin: 0 0 0.75rem;
  font-family: var(--font-display);
  color: var(--navy-900);
  font-size: 1.35rem;
}

.nc-quiz__result p {
  margin: 0 0 1.1rem;
  color: var(--muted);
}

.nc-quiz__chips {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 1.25rem;
}

.nc-quiz__chips span {
  background: #eef3ff;
  color: var(--navy-900);
  border-radius: var(--radius-pill);
  padding: 0.4rem 0.85rem;
  font-size: 0.82rem;
  font-weight: 700;
}

/* FAQ */
.nc-faq {
  max-width: 720px;
  margin: 0 auto;
}

.nc-faq__item {
  border-bottom: 1px solid var(--line);
}

.nc-faq__item button {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 1.2rem 0;
  background: none;
  border: 0;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy-900);
}

.nc-faq__icon {
  width: 1.6rem;
  height: 1.6rem;
  border-radius: 50%;
  border: 1px solid var(--line);
  display: grid;
  place-items: center;
  flex-shrink: 0;
  transition: transform 0.2s ease, background 0.2s ease;
}

.nc-faq__icon::before {
  content: "+";
  font-size: 1.1rem;
  line-height: 1;
  color: var(--royal);
}

.nc-faq__item.is-open .nc-faq__icon {
  background: var(--royal);
  border-color: var(--royal);
  transform: rotate(45deg);
}

.nc-faq__item.is-open .nc-faq__icon::before {
  color: #fff;
}

.nc-faq__panel {
  display: none;
  padding: 0 0 1.2rem;
  color: var(--muted);
}

.nc-faq__item.is-open .nc-faq__panel {
  display: block;
}

.nc-disclaimer {
  margin-top: 2.5rem;
  padding: 1.1rem 1.25rem;
  background: var(--soft);
  border-radius: 0.9rem;
  color: var(--muted);
  font-size: 0.9rem;
}

/* Legal pages */
.is-home {
  padding-top: 0;
}

.nc-legal {
  padding: calc(var(--header-h) + 3rem) 0 4rem;
  background: var(--soft);
  min-height: 70vh;
}

.nc-legal-inner {
  background: #fff;
  border-radius: 1.2rem;
  padding: clamp(1.5rem, 3vw, 2.5rem);
  box-shadow: var(--shadow);
  max-width: 820px;
}

.nc-legal h1 {
  margin: 0 0 0.4rem;
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 3vw, 2.2rem);
  color: var(--navy-900);
  letter-spacing: -0.03em;
}

.nc-legal-meta {
  margin: 0 0 1.8rem;
  color: var(--muted);
  font-size: 0.9rem;
}

.nc-legal h2 {
  margin: 1.8rem 0 0.6rem;
  font-family: var(--font-display);
  font-size: 1.15rem;
  color: var(--navy-900);
}

.nc-legal p,
.nc-legal li {
  color: #334155;
  font-size: 0.98rem;
}

.nc-legal ul {
  padding-left: 1.2rem;
}

.nc-legal a {
  color: var(--royal-deep);
}

/* Footer */
.nc-footer {
  position: relative;
  background: var(--navy-950);
  color: rgba(255, 255, 255, 0.78);
  padding: 4rem 0 1.5rem;
  overflow: hidden;
}

.nc-footer__wave {
  position: absolute;
  right: -8%;
  bottom: -40%;
  width: 55%;
  height: 90%;
  background: radial-gradient(closest-side, rgba(47, 107, 255, 0.28), transparent 70%);
  pointer-events: none;
}

.nc-footer__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.4fr 0.8fr 0.9fr 1fr;
  gap: 2rem;
}

.nc-footer__about p {
  margin: 1rem 0 0;
  max-width: 28rem;
  font-size: 0.95rem;
  line-height: 1.6;
}

.nc-footer__company {
  font-size: 0.88rem !important;
  color: rgba(255, 255, 255, 0.55) !important;
}

.nc-footer__col h3 {
  margin: 0 0 0.9rem;
  font-family: var(--font-display);
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #fff;
}

.nc-footer__col ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.55rem;
}

.nc-footer__col a {
  text-decoration: none;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.92rem;
}

.nc-footer__col a:hover {
  color: #fff;
}

.nc-footer__bottom {
  position: relative;
  z-index: 1;
  margin-top: 2.5rem;
  padding-top: 1.25rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem 1.25rem;
  font-size: 0.85rem;
  line-height: 1.4;
  color: rgba(255, 255, 255, 0.5);
}

.nc-footer__bottom p {
  margin: 0;
}

@media (max-width: 980px) {
  .nc-hero__layout,
  .nc-quiz-shell,
  .nc-footer__grid {
    grid-template-columns: 1fr;
  }

  .nc-cover,
  .nc-stats__grid {
    grid-template-columns: 1fr;
  }

  .nc-nav {
    position: fixed;
    inset: calc(var(--adbar-h) + var(--header-h)) 0 auto;
    background: rgba(10, 27, 74, 0.97);
    flex-direction: column;
    align-items: stretch;
    padding: 1rem 1.25rem 1.4rem;
    gap: 0;
    display: none;
  }

  .is-legal .nc-nav {
    top: var(--header-h);
  }

  .nc-nav.is-open {
    display: flex;
  }

  .nc-nav a {
    padding: 0.85rem 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  }

  .nc-burger {
    display: inline-block;
  }

  .nc-header__actions .nc-btn--ghost {
    display: none;
  }

  .nc-hero {
    min-height: auto;
    padding-bottom: 2.5rem;
  }

  .nc-hero__layout {
    padding: 0 1.25rem 2.5rem;
    min-height: 0;
    gap: 2rem;
  }

  .nc-hero h1 {
    max-width: none;
  }

  .nc-hero__visual {
    min-height: 0;
    justify-content: center;
  }

  .nc-hero__stack {
    width: 100%;
    margin-right: 0;
  }

  .nc-hero__frame {
    transform: none;
    border-radius: 1.35rem;
    aspect-ratio: 16 / 11;
  }

  .nc-media--split {
    grid-template-columns: 1fr;
  }

  .nc-media--split .nc-media__shot {
    aspect-ratio: 16 / 10;
  }

  .nc-adbar__text {
    font-size: 0.78rem;
  }
}

@media (max-width: 640px) {
  .nc-header__actions .nc-btn--light {
    display: none;
  }

  .nc-quiz {
    padding: 1.25rem 1rem;
  }

  .nc-adbar__inner {
    gap: 0.45rem;
  }

  .nc-adbar__text {
    font-size: 0.72rem;
  }
}